Expense Tracking

Expense Tracking: Har Rupaye Ka Hisab Rakho Aur Financial Control Pao

Aksar log bolte hain, “Pata hi nahi chalta paisa kahan chala jaata hai.”
Is problem ka ek hi solution hai — Expense Tracking. Jab tak aap apne kharchon ka record nahi rakhte, tab tak budgeting, saving aur wealth building possible nahi hoti.

Expense Tracking Kya Hota Hai?

Expense tracking ka matlab hai:

• Har chhote-bade kharch ko note karna

• Daily, weekly ya monthly basis par analyse karna

Simple shabdon me:

Expense tracking = Paisa kahan jaa raha hai, iska clear answer

Expense Tracking Kyun Zaroori Hai?

1. Unnecessary Expenses Pakad Me Aate Hain
Chhoti-chhoti spending milkar bada loss bana deti hai.

2. Budget Banana Easy Ho Jaata Hai
Real data ke saath planning accurate hoti hai.

3. Savings Automatically Improve Hoti Hai
Jab waste kharch dikhta hai, control aa jaata hai.

4. Financial Discipline Develop Hota Hai
Har expense par awareness aati hai.

Expense Tracking Kaise Start Karein? (Step-by-Step)

Step 1: Ek Method Choose Karo

• Notebook

• Excel / Google Sheets

• Mobile apps (Wallet, Money Manager)

Step 2: Sab Expenses Likho

• Cash

• UPI

• Debit / Credit card

₹20 ka chai bhi count hota hai bhai 😄

Step 3: Categories Banao

• Food

• Travel

• Rent

• Entertainment

• EMI

Weekly & Monthly Review Kyun Zaroori Hai?

• Kaunse area me zyada kharch ho raha hai

• Kahan cut possible hai

• Next month ke liye limits set hoti hain

Expense Tracking Me Common Galtiyan

❌ Sirf bade expenses note karna
❌ Regular update na karna
❌ Cash expenses ignore karna
❌ Review na karna

Expense Tracking + Budgeting = Perfect Combo

• Tracking batata hai kya ho raha hai

• Budget batata hai kya hona chahiye

Dono saath me kaam karte hain.

Expense Tracking Tips

• Daily 2 minutes nikaalo

• Auto SMS/email alerts use karo

• Credit card statement monthly check karo

• Fixed expenses alag list me rakho

Expense Tracking vs Saving

Expense TrackingSavingAwarenessActionControlGrowthDisciplineSecurity

Conclusion

Expense tracking boring lag sakti hai, lekin yahi habit aapko financially strong banati hai. Jab aapko pata hota hai paisa kahan jaa raha hai, tab aap decide kar paate ho paisa kahan jaana chahiye.

“Expense tracking paisa rokta nahi, paisa samajhdari se chalana sikhata hai.”